Financial Blog

FEDERAL QUESTION

Civil Service Jobs

If you are a Federal civil servant employee and contemplating putting in your retirement papers this year, you may want to verify what your lifetime benefits will be, and how they are calculated. It isn’t just a question of age, which is how most of us think about retirement, it is a question of your

FEDERAL QUESTION Read More »

Plan Ahead

plan ahead and leave a legacy for your children

When we speak about retirement savings, we often talk about products that can provide an income stream you can’t outlive. But, what happens to your money after your lifetime? If you plan on leaving some of your retirement savings to loved ones, we have some ideas that may help. For example, you may be able

Plan Ahead Read More »

Improving Your Portfolio Return Without Increasing Risk

Increase portfolio return

This week’s article tells us that retirement planning needs to change in this new year and that “it may be time to revisit traditional approaches to retirement planning. The pandemic and near-zero interest rates dramatically changed the environment”. The article continues by focusing on the goals of delaying claiming social security benefits, improving portfolio return

Improving Your Portfolio Return Without Increasing Risk Read More »

Insurance needs change when you retire

insurance for retired people

This week’s article reminds us that “Senior insurance needs are different. Time to drop the disability coverage and review your other plans.” The most obvious insurance retirees need to maintain is health insurance. While most seniors age 65 and older are eligible for Medicare, Medicare doesn’t cover 100% of medical costs.” Knowing this, it is

Insurance needs change when you retire Read More »

Scroll to Top